BANKING AND FINANCIAL SERVICE MODELS
Octave Analytical models help banks to gain deep understanding of their customers. The insights we generate establish a risk-aware culture, anticipate risk and prescribe mitigation. We can help you monetize what you know about your customers, how you engage your customers and the history generated from your customers’ transactions. Octave is the best-in-class analytics service provider when considering how to optimize capital and liquidity management. Our banking analytics intelligently keeps you within regulatory requirements framework. We also offer integrated dialogue and data capture through all touch points with 1 to 1 engagement and real-time actions and recommendations.
Customer Value Management
Understand your customer by bringing all its data together so everyone can explore, gain intelligence
- Value Extraction Model
- Customer Link Analytics
- Customer Experience Indexing
- Multi-Banking Predictive Model
- High Value Detection Model
- Business Opportunity/Business Risk
- Customer Profitability Model
- Next Best Action
- Customer Lifetime Value
- Survival Analysis
- Dormancy Prediction Model
Banking Treasury Analytics
As the corporate treasury function continues to grow and evolve, engage Octave to discover patterns in to treasury data
- Reserve & Investment Analytics
- Liquid and Funds Management Model
- Asset-Liability Management >Modelling
- Treasury Risk Assessment
- Transfer Pricing Analytics
- Derivative Trading Model
- Arbitrage Matching Models
- Cash Forecasting
- Capital Adequacy Models
- Advance to Deposit Ratio
Fraud Detection and Management Models
Detect patterns of uncommon features occuring together. These patterns may be opportunities or frauds
- Risk Analytics
- Unique Denial Rate
- Suspicious Activity Management
- Anomaly Detection
- PIT Scenario Analysis
- Fraudulent Customer Links Analytics
- Revenue Leakage Detection
- Fraud Rate
- Fraud Report by Branch/Channel/ATM
Loan Analytics
Become more intelligent by employing Octave Analytics to transform your debt portfolio into Intelligence
- Credit Scoring Models
- Risk Assessment
- Loan Portfolio Composition
- Non-Performing Loan Ration
- Commercial Loan Analytics
- Loan Loss Reserve vs. Percentage of Gross Loan
- Servicing Loan Composition
- Loan Recovery Rate
- % Loan Secured by Collateral
- Average Loan to Customer Ratio
Market Segmentations & Scorecards
Identify homogenous group of customers for marketing campaigns and maximization of value
- Value Band Segmentation
- Customer Lifestyle Segmentation
- Propensity Scorecards
- Application Scorecard
- Online Transaction & Alternative Channels Scorecards
- Behavioral Scorecards
- Collection Scorecard
- Incremental Revenue Modelling
- Attrition Modeling
- Sentiment/Sensitivity Analysis
- Customer Satisfaction Survey
Mortage Loan Analytics
Lets provides you with insights into how pricing strategy and market conditions will affect mortgage volume and demand
- Mortgage Loan Pull-Through Rate
- Average Mortgage Loan Value
- Teir 1 Commercial Capital Ratio
- Loan Subject to Prepayment Penalty
- Mortage Under Syndicate
- Loan Reserve vs. Gross Loan
- % Of Loan Decline/Approve/Abandonned
- Average Mortgage Applicant Income Analysis
- Ratio vs % of Neglected Claim
- Early Pay-off Ratios
Customer Base & Branch Activity Monitor
At Octave, we offer daily and near-real time activity monitoring with the goal of being the first to know
- New Account Activation Per Branch
- Banking Efficiency Ratio
- Quality of Activation Analysis
- Branch Deposit Modeling
- Debit/Credit Card Transaction Inspections
- Transaction Modelling
- Average Lobby Wait Time Per Branch
- Loan/Deposit/ Withdrawal Transactions Per Branch
- Net Cash Over/Shot Per Teller
- Customer Branch Contact Modeling
- Alternative Channel Usage Analytics
Cash Management Model
We have developed a number of mathemetical models to determine what should be your optimal cash limit at a given pont in time
- New Account Activation Per Branch
- Banking Efficiency Ratio
- Quality of Activation Analysis
- Branch Deposit Modeling
- Debit/Credit Card Transaction Inspections
- Transaction Modelling
- Average Lobby Wait Time Per Branch
- Loan/Deposit/ Withdrawal Transactions Per Branch
- Net Cash Over/Shot Per Teller
- Customer Branch Contact Modeling
- Alternative Channel Usage Analytics
Other Related Banking Models
Octave Analytics offers services that enable effective and efficient utilization of banking data resources
- Alternative Channel Usage Analytics
- Localized/Segment Brand Health Tracker
- Data Cleansing
- TOMA Assessment
- RFM Matrix
- Contact and Customer Engagement Models
- Survival Data Mining
- Logistics Regression & Correllation
We also design, execute and implement proprietary models where you define the business rules and functional logic
Mobile Financial Service Model
Implementation of insights from our Mobile Money analytics services accelerates your customers’ adoption of MFS services
- Credit Scoring Model
- Fraud Detection Model
- Mobile Financial Services Risk Matrix
- Debt Collection Model
- KYC Management
- Mobile Money Data Cleansing
- Agent Network Manager
- Agent Liquidity Model
Trusted By Top Global Brands
We deliver first class service to all clients, both large and small-scale venture